Built to actually replace the spreadsheet
Not a stripped-down expense logger. SimplifyPocket has the depth to give you real insight into your finances without making things complicated.
Log a transaction with your voice
Tap the plus button, choose Voice, hold the mic, and say what you spent. AI extracts the amount, date, merchant, and category. You review and save. Audio stays on your phone. Only the transcript leaves the device.
Tap the plus button and choose Voice to open the recording sheet
Hold the mic, speak naturally, release to save
AI matches your spoken merchant and category to entries you already have
On‑device speech recognition. Your audio never leaves your iPhone
Review every field on a confirmation sheet before anything is saved
Works offline for speech-to-text. Needs internet to parse the transcript
All your accounts in one place
Track checking, savings, credit cards, loans, and investments together. Accounts are optional — you can start logging transactions immediately and link them to accounts whenever you like.
Checking, savings, credit card, loan, and investment account types
Start logging transactions without setting up accounts first
Full transaction history and running balance per account
Net worth calculated automatically across all accounts
Budgets that update as you spend
Set a spending limit per category. The moment you log a transaction, your budget updates. Visual progress bars make it instantly clear where you stand — no waiting until the end of the month to find out you overspent.
Budget per spending category
Progress bars update in real time
Colour-coded warnings as you approach your limit
Pin budgets to your dashboard for quick access
Budgets that reset on your schedule
Most budgeting apps reset on the 1st of the month. Most people don't get paid on the 1st of the month. SimplifyPocket lets you define a custom billing cycle so budgets align with when money actually arrives in your account.
Set any start date for your billing cycle
Budgets reset on your payday, not the calendar
Works alongside recurring transactions for full cash-flow visibility
Configure once, works automatically every cycle
See exactly where your money goes
Spending trends, category breakdowns, and net worth charts give you a clear picture of your financial health. View data over 1 month, 12 months, or your entire history. No configuration needed — it just works from your first transaction.
Monthly spending trend chart
Category breakdown with amounts and percentages
Net worth tracking over time
Comparison across time periods
Never lose track of predictable money
Set up your salary, rent, subscriptions, and bills as recurring entries. SimplifyPocket tracks what's coming up, what's been paid, and what you're still waiting on — so nothing slips through.
Weekly, monthly, and yearly recurrence options
Upcoming recurring view on the dashboard
Mark as paid with one tap on iPhone
Auto-apply categories and merchants to new entries
Get notified before problems happen
SimplifyPocket watches your budgets, balances, and transactions and sends you a push notification when something needs your attention. You set the thresholds, we do the watching.
Budget warnings before you hit your limit
Large transaction alerts
Low balance notifications
In-app notification centre with full history
Phone-first by design
SimplifyPocket is built for fast, phone-first finance tracking — log a transaction the moment you spend, see your full picture whenever you open the app.
Push notifications for budgets and alerts
Designed for phone-first use
Custom budget billing periods