A Simple Mint Alternative After the Shutdown

Intuit shut down Mint on March 23, 2024 and pointed users toward Credit Karma — which, as many former Mint users quickly found, doesn't actually replace the budgeting and recurring-bill tools Mint was loved for. If you're still looking for a home after Mint, SimplifyPocket is a simple, private-by-design option worth considering. It's a genuinely different approach, so this post lays out where it fits and where it doesn't.

What happened to Mint

Mint was a free budgeting app that automatically synced your bank accounts, tracked your net worth, and let you manage budgets and recurring bills. Intuit, its parent company, wound it down and moved users to Credit Karma (which it also owns). The gap most people hit: Credit Karma can sync accounts and show net worth, but it isn't built for making a budget or managing recurring subscriptions the way Mint was.

So the real search isn't "Credit Karma vs Mint" — it's "what do I use now to actually budget?"

The honest difference with SimplifyPocket

SimplifyPocket is not a clone of Mint. Two differences matter most, and you should know them up front:

• It doesn't sync your bank. You enter transactions yourself — by voice or tap. Mint auto-imported everything; SimplifyPocket is manual by design, which means no bank login is ever shared and nothing breaks when a bank changes its systems. The trade-off is a few seconds per purchase.
• It's a paid app, not free. Mint was free because it was monetized in other ways. SimplifyPocket is $3.99/month or $19.99/year, with no ads and no data selling.

If automatic bank importing was the specific thing you wanted from Mint, a syncing app will suit you better, and that's a fair call. If what you actually miss is a simple place to set budgets and stay on top of spending — without handing over bank credentials — that's exactly what SimplifyPocket is for.

Mint vs. SimplifyPocket at a glance

What you get

• Budgets per category, tracked against your spending in real time.
• Recurring bills set once and marked paid when due.
• Voice entry to log a purchase in about three seconds.
• A billing period you can match to your real pay cycle.
• Privacy by default — no bank connections, no data selling.

Try it free

SimplifyPocket is on iPhone. Try it free for 7 days — no credit card required — then $3.99/month or $19.99/year. See the full feature list to decide if the manual, private approach fits how you want to budget after Mint.

App availability and pricing for other services are described as of 2026 and may have changed — check each provider for current details.